Membership Requirements

Any active employee or student of a public school in Fayette County is eligible to join the Credit Union. Once you join, any of your immediate family is eligible to join.

Credit Union MembershipDefinition of immediate family members is:

  • Mother, Father
  • Brother, Sister
  • Spouse
  • Children
  • Step-children
  • In-laws
  • Grandparents
  • Grandchildren

What is needed to open up a regular shares account?

Once you meet eligibility requirement, you will need to provide two forms of identifications.

List of Primary identifications (need one from this list)

Valid Government-Issued Photo ID:

  • Driver’s License issued by a U.S. State
  • Identification Card issued by a state, federal or local government
  • U.S. Military/Military Dependent’s ID card
  • U.S. Passport, Valid School ID with Photograph

List of Secondary identifications (need one from this list)

  • Social Security Card
  • Birth Certificate
  • Valid Work ID
  • Recent Pay Stub
  • Recent Tax Return
  • Valid Credit or Debit Card
  • Insurance Card

You will also need a $5.00 minimum deposit along with a one-time $1.00 membership fee. Once you have an open shares account (savings), you can open a share draft account (checking) with a minimum of $25.00 deposit.

Why Join Fayette County School Employees Credit Union?

Unlike other types of financial institutions which need to generate profits to satisfy stockholders, Fayette County School Employees Credit Union is a not-for-profit financial cooperative. We return excess earnings to our members in the following forms:

  • Low Interest Loans
  • High-Yield Savings and Investments Accounts
  • Money-Saving, Convenient Financial Products and Services

You Own the Credit Union

Your credit union is not a bank, a labor union, a loan company or a credit bureau. It is democratically-run and owned by its member shareholders. Members form a pool of money through savings which is loaned only to members at reasonable rates. After operating expenses are paid and required reserves set aside, the earnings are distributed as dividends on savings to members.

At Fayette County School Employees Credit Union, you are a member-owner, not merely a customer known only by an account number.

Products and Services Available

Lending Services: Signature Loans, Co-Signer Loans, New and used Vehicle Loans, Vehicle Refinance Loans, Home Equity Loans, Share Secured Loans, Special Discount Loans, Credit Life/Credit Disability Insurance.

Savings & Investments: Share Savings Accounts, Christmas Shares, Vacation Shares, Share Certificates.

Other Services: Direct Deposit, Payroll Deduction, Full Family Membership, Share Draft Checking, Visa Debit Card.

The safety and security of your money are important considerations when choosing any financial institution. You can rest assure that your money is safe and secure at the FCSECU. All member deposits are insured for up to $250,000 by the National Credit Union Association (NCUA), a division of the federal government. Not one person has ever lost a penny placed in the trust of a federally-insured credit union!