PRIVACY POLICY

What does Fayette County School Employees Credit Union do with your personal information? 

Why?                          Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect. share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • checking account information and overdraft history
  • credit history and payment history

When you are no longer our member, we continue to share your information as described in this notice. 

How?All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Fayette County School Employees Credit Union chooses to share; and whether you can limit this sharing. 

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Reasons we can share your personal informationDoes Fayette County School
Employees Credit Union share?         		Can you limit this sharing?

For our everyday business purposes -
Such as to process your transactions,
maintain your account(s), respond to
court orders and legal investigations,
or to report to credit bureaus.

YesNo
For our marketing purposes - 
to offer our products and services to you.		    YesNo
For Joint marketing with
other financial companies.		YesNo
For our affiliates' everyday
business purposes - 
Information about your transactions and experiences.      		NoWe don't share
For our affiliates' everyday
business purposes -
Information about your creditworthiness.		NoWe don't share
For nonaffiliates to market to you.NoWe don't share

Questions? Call 724-438-9019

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What we do

How does Fayette County
School Employees
Credit Union protect
my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Fayette County
School Employees
Credit Union collect my
personal information?

We collect your personal information, for example, when you

  • Open an account or give us your income information
  • Provide employment information or apply for financing
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?      

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State law and individual companies may give you additional rights to limit sharing. 

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Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

  • Fayette County School Employees Credit Union has no affiliates. 
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Fayette County School Employees Credit Union does not share with our nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT.